Retirement Planning

Prepare for Retirement
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Build Income, Protect Your Loved Ones

Enjoy Retirement Without Worry

Why leave your golden years to chance? With rising expenses and longer lifespans, it’s more important than ever to plan with both protection and growth in mind. Team Sarah – Pru Life UK helps you retire with confidence through smart, proven strategies.

As lifespans lengthen and costs persistently rise, it’s essential to plan a retirement you—and your family—can truly enjoy. At Team Sarah – Pru Life UK, we offer solutions that provide both steady income and secure inheritance planning.

Featured Solutions for Retirement

PRULifetime Income

Offers a 5% guaranteed annual payout from the end of the 6th policy year—payable for life.
Provides 200% life insurance coverage in case of death, plus accumulated dividends and payouts.
Flexible payment terms: choose to pay for 5 or 10 years, while coverage lasts up to age 100.

PRULink Elite Protector Series

A high-investment, unit-linked plan with flexible premium durations (5, 7, 10, or 15 years).
Includes a loyalty bonus in years 11–15 and allows attachment of riders such as accident or critical illness coverage.

PRUWealth 10

A single-pay, 10-year endowment plan offering guaranteed benefits for short- to mid-term goals.
Guaranteed 5% annual cash payouts over 10 years, 100% single premium back at maturity, and 110% coverage for death benefit.
Offers access to cash value loans during the plan’s term.

PRU Steady Income

PRU Steady Income
Guaranteed 5% annual cash payouts over 10 years, 100% single premium back at maturity, and 110% coverage for death benefit.
Offers access to cash value loans during the plan’s term.

Why Partner with PruLife UK for Retirement Planning?

1
Estate and Income Planning in One
These plans ensure regular payouts to support your lifestyle and secure a legacy for future generations.
2
Tailored for Different Needs
Whether you need guaranteed returns, investment growth, or quick lump sum returns, we have the right solution for your retirement goals.
3
Flexible Options
Adapt your payment and coverage terms to match your retirement timeline—and adjust as life evolves.
4
Optional Riders for Peace of Mind
Add enhanced protection like disability or accidental death coverage to shield your family from unexpected risks.
5
Guided by Experts
Team Sarah’s licensed advisors provide personalized strategies that align your financial goals with the right product.
When do I start receiving payouts with PRULifetime Income?
You’ll start getting 5% of your Sum Assured annually from the 6th policy year onward, provided the policy remains active.
What inheritance benefit does PRULifetime Income offer?
Your beneficiaries receive 200% Sum Assured, plus any accumulated dividends and payouts, upon your death.
What makes Elite Protector a smart retirement-investment plan?
It combines long-term fund growth, flexibility in payments, and loyalty rewards—boosting both income and legacy potential.
How to claim a policy amount from you?
Can I still benefit my family if I outlive the plan?

Trusted financial advisory unit under Infinite Dragon Insurance Agency, a branch of Pru Life UK, one of the leading life insurance companies in the Philippines. 

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