Why Educational Planning Matters
Tuition fees in the Philippines increase by an average of 10% every year. If you’re not planning ahead, your children’s dream education could become unaffordable. The earlier you start, the easier it is to prepare.
At Pru Life UK, we help you build a solid educational fund that grows with time and protects against uncertainties.
Featured Solutions for Education Planning
PRULifetime Income
A traditional, limited-pay, whole-life participating plan offering 5% guaranteed annual payouts starting from the end of the 6th policy year—continuing for life—and 200% life insurance coverage
Plan your cash flow around your child’s schooling needs from tuition to college while building lifelong protection.
Choose a 5- or 10-year premium payment term. The policy accumulates a cash value, earns dividends, and maintains 100% coverage until age 100
PRULink Elite Protector Series
A high-investment, unit-linked plan offering maximum protection and greater potential for wealth accumulation, with flexible payment terms ranging from 5 to 15 years
Accelerates fund growth through higher allocations to investment, while you maintain life protection—perfect for long-term education goals.
Enjoy features like a loyalty bonus in years 11–15, and the option to attach riders for accident, critical illness, or hospital cover
Why Choose Prulife UK for Your Child’s Education Planning?
1
Strong Prulife UK
With over 27 years in the Philippines and ranked as one of the top life insurers in terms of new business annual premium equivalent (NBAPE), Pru Life UK is trusted by thousands of Filipino families.
2
Guaranteed & Flexible Payouts
Our education-focused products like PRULife Time Income ensure guaranteed cash payouts when you need them most—perfectly timed with tuition due dates.
3
Growth-Oriented Options
With PRULink Elite Protector, your child’s education fund can grow through investment opportunities while still being protected.
4
Comprehensive Protection
Education plans don’t just save for tuition—they also provide life insurance coverage, ensuring your child’s dreams continue even during unforeseen events.
5
Personalized Strategies from Unit Manager Sarah
We tailor your plan based on your child’s age, your budget, and your long-term goals—so you only invest in what truly fits your family’s needs.
When do PRULifetime Income payouts begin, and how much?
Starting at the end of year 6, you’ll receive 5% of the Sum Assured annually, as long as the insured is alive while still maintaining full coverage
Can I still support education if something happens to me?
Yes. PRULifetime Income provides 200% of the Sum Assured to beneficiaries upon death, plus any accumulated dividends and payouts
What makes Elite Protector better for education savings?
It allocates a larger portion of premiums into investments—especially with shorter payment terms—helping you accumulate education funds faster
Can I customize the plan with extra protection?
Insurance plans will help to pay for medical emergencies, hospitalisation contraction of any illnesses & treatment, medical care required in the future. The financial loss to the family.Insurance plans will help to pay for medical emerg encies, hospitalisation contraction of any illnesses & treatment, medical care required in the future. The financial loss to the family